Ready to get on better financial footing? You’re closer than you think.

Tap into your hard-earned home equity and get out of debt.

Three things to consider when refinancing to pay off debt

1

You could save money and consolidate debt.

Debt consolidation could amount to big savings because mortgage interest rates are generally lower than most credit card and personal loan interest rates.
2

Take control of your monthly loan payments.

Instead of worrying about many different loan payments each month, you may only have to manage one fixed monthly payment.
3

You’re not alone.

Bank of Hawaii helps hundreds of Hawaii residents consolidate debt each year. Our financing experts will help you assess whether a refinance is right for your financial situation.
Contact a Bank of Hawaii loan expert to find out which mortgage loan options are available for you. Or complete our refinancing application.
SimpliFi Mortgage by Bank of Hawaii

Ready to get started?

What to expect when applying for a mortgage refinance with SimpliFi Mortgage by Bank of Hawaii:

  1. Create an account (if you don’t already have one).
  2. Log in and provide us with some financial information.
  3. Choose a loan term and rate.

What you will need to apply:

  1. Pay stubs for the most recent 30-day period.
  2. W-2s from the last 2 years.
  3. Tax returns from the last 2 years.
  4. Bank statements for the most recent 2-month period or quarter.
  Equal Housing Lender. Member FDIC.
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